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Emergency and Short Term Loans

Apply for a Emergency Loan:

The emergency loan program is available for eligible students who do not have sufficient funds to complete their down payment for the payment plan. This loan only assists with the down-payment for enrollment into the payment plan. The loans are due within the semester borrowed and Texas State is your lender.  Funds are limited so acceptance of an application does not necessarily indicate that funds are available.

To be eligible for this loan you must:

  • Have at least a 2.0 GPA
  • Be enrolled in the current semester.
  • Unable to complete the 1st installment payment after funds from other sources have been applied
  • No holds on your records
  • Valid social security number or ITIN on file with the University

A 1.25% origination fee is assessed in lieu of interest. Loans not repaid by the due date are subject to $25/month late payment charge for up to six months.

To apply visit the application website Emergency Loan Application

Apply for a Short Term Loan:

Short term loans are funds available to eligible students to assist with the cost of school related expenses. Loans can be made for up to $550 and are interest free but there is a $5 origination fee which will be added to your account balance. The loans are due within the semester borrowed and Texas State is your lender. Delinquent loans will be assessed $5/month each month the loan is not paid. 

 To be eligible for this plan you must:

  •  Have at least a 2.0 Texas State GPA
  •  Be registered and paid for at least half time enrollment
  •  No holds on your records
  •  Valid social security number or ITIN on file with the University

Once you have been approved for a short term loan, your funds will be either mailed to your primary address on file or direct deposited, generally within 2-4 business days. 

To apply for a short term loan visit the application website at Short Term Loan Application