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Emergency and Short Term Loans


Emergency Tuition Loan

The emergency loan program is available for eligible students who do not have sufficient funds to complete their down payment for the payment plan. This loan only assists with the down payment for enrollment into the payment plan. You will automatically be enrolled in the payment plan beginning on the thirteenth class day of the fall/spring term and fourth class day of a regular summer term in order to complete the payment process. A $30 payment plan enrollment fee will be billed to your account. The loans are due within the semester borrowed and Texas State is your lender.  Funds are limited so acceptance of an application does not necessarily indicate that funds are available.

Note: A 1.25% origination fee is assessed in lieu of interest. Loans not repaid by the due date are subject to a delinquent charge.

Eligibility Requirements:

  • Be enrolled in the current semester
  • Unable to complete the 1st installment payment after funds from other sources have been applied
  • No holds on your records
  • Residency status of in state or out of state
  • Valid social security number or ITIN on file with the University
  • Prior balance not to exceed designated threshold amount

Short Term Loan

Short term loans are funds available to eligible students to assist with the cost of school related expenses. Loans can be made for up to $550 and are interest free but there is a $5 origination fee which will be added to your account balance. The loans are due within the semester borrowed and Texas State is your lender. Loans not repaid by the due date are subject to a delinquent charge.

Once you have been approved for a short term loan, your funds will be either mailed to your primary address on file or direct deposited, generally within 2-4 business days. 

Eligibility Requirements:

  •  Must have at least a 2.0 Texas State GPA
  •  Be enrolled in the current semester
  •  Have made sufficient payment toward current term enrollment
  •  No holds on your records
  •  Valid social security number or ITIN on file with the University